Are you tired of hearing the word ‘No’ when it comes to a car loan? I set up auto bad credit financing loan specifically so that you could hear the words ‘yes’. Who am I, you ask? I spent 14 years in the automobile business as a Finance Manager so I believe it’s fair to […]
5 Simple Tips For Getting Out Of Debt In 2023!
Is credit card debt driving you crazy? Spent too much this holiday season? Well, you’re definitely not alone. Credit card debt is a way of life these days. Especially now, right after the holidays! For many people, money gets REAL tight this time of year – we need to pay for all the holiday gifts, […]
0% Balance Transfer Credit Cards – Too Good to be True?
On the surface, 0% balance transfer credit cards are incredibly enticing, especially if you have outstanding credit card balances. But there are a few details you need to understand before taking the balance transfer credit card plunge. Some consumers seem to get in trouble overnight with credit cards. Seemingly broke and deeply in debt, some […]
Bad Credit” Credit Cards: How You Can Avoid High Fees
Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they can do to rebuild their credit. The first thing I tell […]
Sometimes Counseling Can Help
The word “counseling” is one that can trigger some pretty extreme reactions in people. Given its long association with people under the effects of depression or other mental stresses, it is viewed by many people as being something with a stigma attached to it. However, the simple fact is that counseling can be extremely helpful, […]
How To Turn Things Around
It is a very rare kind of person that does not have money problems at some point in your life. It is important to realize in the circumstances that missing a single payment on your credit card does not make you a bad person, a financially reckless individual or a debt risk. This is not […]
Secured Loans – The Pitfalls
Taking out a loan for a small amount to pay for a purchase that is just outside your usual spending power should be quite a manageable situation. If you take the loan out at a reasonable rate of interest over a decent term then you should be able to make the repayments even if you […]